Xolo vs Yuki: Best Accounting Tool for Freelancers in Belgium

Expats and locals alike have to juggle their craft with burdensome bookkeeping and admin work. 

But freelance life in Belgium doesn’t have to be a constant battle between compliance and bureaucracy, and doing what you love to do best. Yuki and Xolo represent two top-tier platforms, hell-bent on addressing these challenges––albeit with two unique approaches.

Today we’ll break both down into bite-size morsels and showcase the pros and cons of Xolo and Yuki, depending on how you operate as a freelancer.

Freelancers: the target audience for both Xolo and Yuki?

Both Yuki and Xolo start to fork slightly in their offerings right from the get-go. Yet both packages offer something for everyone, with a focus on your business at the forefront.

Yuki 

A cloud‑based accounting solution for small-to-medium enterprises (SMEs) and entrepreneurs, often used through accountants. It focuses on automating bookkeeping, invoicing and Peppol e‑invoicing compliance. Primarily, Yuki is built for small businesses in Belgium, the Netherlands and surrounding markets.

Xolo (both its products: Go & Leap) 

Built for solo freelancers—creative solopreneurs and digital nomads—who want to operate independently with minimal administrative burdens. Xolo handles Estonian e‑residency, international invoicing, bookkeeping, VAT filing, and offers human-accountant support too.

Are Yuki and Xolo priced with small businesses in mind? 

Yuki (Belgium)

For those businesses just getting their feet wet, Yuki offers a starter plan with limited invoicing (50) for €23/month, and for Medium, Large and Unlimited tiers capping at €175/month.

Xolo

Xolo’s flagship service was centered around e-Residency businesses and organically became a freelance-forward platform. Today, Xolo’s pricing is designed to facilitate young businesses:

• Xolo Go: Free plan with a 5.9% fee on income per invoice—no company setup required.
• Xolo Leap: Starts around €79/month, includes Estonian e‑Residency company setup plus full accounting & compliance support.

Yuki and Xolo: Breaking down the best of each

Yuki

Strong automation is the key to Yuki’s success. SMEs using Yuki’s platform enjoy:

• Invoice document parsing
• Expense handling
• Integration with the Belgian Peppol netform (for certified e-invoicing

Real-time financial dashboards and management also lead the way, with a focus on partnership-building between accountant and entrepreneur.

Yuki is definitely ideal for entrepreneurs wanting to work closely with a local accountant.

Xolo

Xolo is expertly engineered to be user-friendly for solo freelancers: 

• Simple, English dashboards
• Invoicing in any currency
• Automatic VAT calculations
• Expense tracking
• Quarterly tax filings
  
  

With Xolo Go, you can invoice globally—even without legal entity registration—while Xolo Leap gives you full EU company ownership & compliance.

How Yuki and Xolo deliver a human touch to support

Yuki offers onboarding, customer support, and a customer-success-managed setup—typically through an accountant partner. It's tailored but less personal for freelancers without dedicated intermediary accountants.

Xolo offers in-house support in English (and multiple languages), real human accountants available via chat or email, not AI. Trustpilot reviews describes Xolo as timely, with friendly help for English‑speaking expat freelancers.

Tackling compliance & legal coverage

Yuki focuses on bookkeeping automation, VAT reporting and Peppol compliance—primarily aimed at SMEs and accountants, less freelance-centric.

Xolo ensures full legal compliance across VAT, annual returns, bookkeeping and company formation (with its Leap product). Important for freelancers needing international payment support, company ownership, or operating across borders.

Feature Comparison at a Glance

Real Scenarios & Use Cases

There’s many reasons why freelancers and small business owners may look to reduce admin time, spice up their invoicing ability and try to stay compliant with local laws. 

If you’re in the same boat, we’ve got some real-life examples on how entrepreneurs are using Xolo and Yuki. Perhaps…

• You're a creative freelancer in Amsterdam or Brussels, working with international clients. Xolo Go lets you invoice globally without setting up a local company—and automatically handles VAT, bookkeeping, and reminders.
  
  
• You plan to scale or build a remote EU company. Xolo Leap, with its e‑Residency setup, provides full compliance and tax-readiness from Estonia, giving you freedom to operate across borders.
  
  
• You already work with a Dutch or Belgian accountant and want granular automation integrated into your existing firm’s processes. Yuki can be a solid choice—especially if your accountant is onboard.
  
  

Why choose Xolo for your Belgium-based freelancing needs?

For solo freelancers and creative solopreneurs looking for a warm, human-supported, English-first solution, Xolo Go and Leap make the freelance life simple:

• No bureaucracy
• Admin automation
• Real people, real help

If you're a solo freelancer in Belgium looking for control, simplicity and peace of mind—Xolo empowers you to thrive while minimizing your worries, admin and invoicing concerns. Stay compliant, grow your business and soar with Xolo.

Explore Xolo Go or Leap, and get set up in minutes 

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