Xolo vs Declarando: Which Online Gestoría is Better for Freelancers in Spain?

Choosing an online accounting service—or gestoría online—is one of the most important decisions you will make as a freelancer registered as self-employed in Spain.

The right service can help you issue compliant invoices, organise expenses, submit quarterly taxes and avoid missing important obligations. But Xolo and Declarando do not follow exactly the same model.

Xolo combines an online invoicing and accounting platform with tax filing handled by specialist accountants on its full-service plans. Declarando places greater emphasis on tax-management software, giving users the choice between working with their existing gestor or using a plan that includes tax presentation with help from Declarando’s experts.

So, which is the better choice?

TL;DR: Xolo or Declarando—which is better?

Xolo is likely the stronger choice for international freelancers, expats and autónomos who want their recurring Spanish tax obligations managed through one service, while Declarando may appeal more to Spanish-speaking autónomos who want detailed tax-saving software and greater control over how they prepare their taxes.

• Choose Xolo if you invoice clients outside Spain, need explicit ROI registration support, want English-language resources or prefer accountants to manage your regular tax filings.
• Choose Declarando if you want tax-optimisation tools, predictive calculations, expense recommendations or the option to keep your current gestor.
• Xolo’s complete accounting service starts at €49 per month plus VAT.
• Declarando’s plans with tax presentation start at €49.90 per month plus VAT when paid annually.
• Both offer VeriFactu-compatible invoicing and services designed specifically for autónomos in Spain.
• Declarando also offers software-only plans from €29.90 per month plus VAT annually, as well as a €9.90 VeriFactu Plus plan.
• Xolo offers a €15 Lite plan, but this is a self-service plan and does not include Xolo filing your taxes.

💡 Takeaway: Xolo is positioned as an all-in-one gestoría for freelancers who want tax administration handled for them, whereas Declarando offers more choice between self-management and expert-supported tax filing.

❕ Pricing note: Prices and features in this comparison were checked against the companies’ public websites in August 2026. All prices exclude VAT. Declarando’s displayed prices are based on annual subscriptions, while Xolo's plans are billed monthly. 

What is the main difference between Xolo and Declarando?

The main difference is that Xolo focuses on combining software with managed tax filing, while Declarando offers tax software in both self-managed and expert-supported versions.

Xolo’s Starter, Global and Premium plans include quarterly and annual tax filing, access to its online platform and support from accounting specialists. Its Lite plan is intended for autónomos who want to manage their own accounting and reporting.

Declarando describes itself as invoicing and tax software for autónomos. Customers can either:

1. Use Declarando’s software while continuing to work with their existing gestor.
2. Choose a plan through which their taxes are generated and presented with help from Declarando’s fiscal experts.

This distinction matters when comparing prices. Declarando’s lower-priced plans are not directly equivalent to Xolo’s full gestoría plans because they do not include the same tax-presentation service.

How much do Xolo and Declarando cost?

Xolo’s full tax-management plans start at €49 per month plus VAT, while Declarando’s plans with tax presentation start at €49.90 per month plus VAT on an annual subscription.

Xolo Spain prices

Starter and Global customers can add Renta support for an indicated €6 per month. Premium includes eligible Renta filing without an additional monthly fee, subject to its stated conditions. 

Declarando prices with tax presentation

Declarando’s Básico and Pro plans include an automated Renta file based only on self-employment income, while Premium includes a complex Renta return presented by an adviser.

Declarando prices without tax presentation

These plans are designed for autónomos who want to use Declarando’s software while retaining responsibility for tax presentation through their existing gestor.

💡 Takeaway: Declarando can cost less when used as software alongside another gestor, but that total should include whatever you pay the external gestor.

Xolo vs Declarando: quick feature comparison

Both services cover invoicing, expenses and freelancer tax management, but they package their expert assistance and specialist tools differently.

Takeaway: Xolo provides a clearer packaged solution for international compliance, while Declarando differentiates itself through tax-planning tools and flexible software-versus-service options.

Which service is better for freelancers with international clients?

Xolo Global is the more clearly packaged option for freelancers who regularly invoice customers or work with suppliers outside Spain.

Xolo’s €59 Global plan explicitly includes:

• Invoices to customers in Spain and abroad
• ROI application and an intra-community VAT number
• Quarterly and annual tax filing
• Modelo 349 filing where applicable
• Access to additional currencies
• Accounting support
• VeriFactu-compatible invoicing

Takeaway: Xolo Global brings international invoicing, ROI support and the relevant Spanish tax filings together in one clearly defined plan.

Declarando’s software also supports intra-community and non-EU transactions. European transactions flow into Modelo 303 and Modelo 349, and its platform can validate European VAT information through VIES. However, its public pricing comparison does not explicitly identify ROI registration as a standard plan inclusion. Freelancers who need Declarando to complete the initial ROI application should confirm this directly before subscribing.

For someone with mostly Spanish customers, this distinction may not matter. For a consultant, developer, marketer or designer working with businesses across Europe, explicit ROI and Modelo 349 coverage can simplify the decision.

Which is better for expats and English-speaking freelancers?

Xolo is likely the more accessible option for expats because its Spanish service, platform information and help centre are publicly available in English.

Xolo’s Spanish offering has a complete English-language website and English FAQ covering registration, international sales, tax residency, the Beckham Law, non-resident matters and Spanish tax obligations.

Declarando’s main website and help content are primarily presented in Spanish. That does not necessarily mean individual assistance in another language is unavailable, but English-language support is not clearly presented as a standard plan feature.

For an expat who is still learning how the Spanish tax system works, the availability of English explanations can be almost as important as the software itself.

Which is better for quarterly and annual tax filing?

Xolo is simpler for freelancers who want their standard quarterly and annual freelancer filings handled as part of one clearly defined subscription.

Xolo Starter, Global and Premium include quarterly filing of applicable forms such as Modelos 303, 130, 111 and 115. Global and Premium also cover Modelo 349 where relevant. Annual forms such as Modelos 180, 190, 390 and 347 are included subject to the stated minimum subscription periods.

Declarando’s “with taxes” plans generate the relevant quarterly returns so they can be presented with help from its fiscal experts. The service is more participatory: Declarando says taxes are generated automatically and users present them through the Tax Agency website, with experts available to answer questions.

This is an important difference in workflow. A prospective customer should not assume that “tax presentation included” always involves the same division of responsibility across providers.

Is Xolo or Declarando better for VeriFactu invoicing?

With both Xolo and Declarando you get VeriFactu-compatible invoicing, so the better choice depends on whether you also need accounting and tax services.

Every Xolo plan includes tax-compliant invoicing with VeriFactu. Lite provides invoicing and expense-document management, while the higher plans add tax filing and accountant support.

Declarando includes unlimited VeriFactu invoicing across its main plans. Its €9.90-per-month VeriFactu Plus plan is specifically intended for autónomos who already have a gestor and mainly need compliant invoicing. It also includes up to five registered expenses per month, quotes, an AI support chat and Declarando’s stated anti-penalty guarantee.

Takeaway: For invoicing alone, compare Xolo Lite with Declarando VeriFactu Plus; for full tax support, compare their higher plans instead.

Who should choose Xolo?

Xolo is best suited to freelancers who want an all-in-one service, especially when their work or personal situation has an international dimension.

Xolo is the better fit when you:

• Invoice customers or work with suppliers outside Spain
• Need explicit ROI registration support
• Want quarterly and annual filings managed through one subscription
• Prefer English-language product and tax information
• Are an expat navigating Spanish self-employment
• Need support for Modelo 151 under the impatriate regime
• Run an ecommerce or dropshipping activity supported by the service
• Prefer monthly billing over an annual software commitment

Takeaway: Xolo’s strongest advantage is its combination of international-freelancer specialisation, English accessibility and managed Spanish tax compliance.

Who should choose Declarando?

Declarando is best suited to Spanish-speaking autónomos who want detailed tax-planning tools or the flexibility to combine software with their existing gestor.

Declarando may be the better fit when you:

• Want to keep your current gestor
• Prefer to participate directly in preparing and presenting taxes
• Want recommendations for deductible expenses
• Need detailed tax and cash-flow forecasts
• Want to simulate your future Renta result
• Need help matching your autónomo contribution to predicted income
• Want a mobile app for converting qualifying tickets into expense documentation
• Have a complex Renta return and choose the Premium plan
• Value published support-response targets and conditional tax-saving guarantees

Takeaway: Declarando’s strongest advantage is the depth of its tax-optimisation software and the ability to choose between self-managed and expert-supported tax workflows.

Xolo vs Declarando: final verdict

Xolo is the better all-round choice for international and English-speaking freelancers who want Spanish tax administration handled in one place; Declarando is a compelling alternative for autónomos who prioritise software-led tax optimisation and control.

There is no universal winner for every autónomo.

Declarando has developed an extensive set of tools around deductions, forecasting, Renta planning and financial visibility. It also gives customers the unusual flexibility to use its software with an existing gestor or move to one of its tax-supported plans.

Xolo’s offer is easier to match to a typical freelancer journey:

• Lite for self-service invoicing
• Starter for Spain-based business
• Global for international business
• Premium for more advanced advice and support

For freelancers with clients in multiple countries, Xolo Global’s explicit inclusion of international invoicing, ROI registration, Modelo 349 and additional currencies gives it a particularly clear advantage. For expats, access to an English-language platform and guidance also removes a significant source of friction.

Ready to make freelancing in Spain simpler?

Xolo brings invoicing, expense management, Spanish tax filing and expert accounting support together in one online platform built specifically for freelancers.

Whether you are registering as an autónomo for the first time, switching from another gestoría or expanding your business internationally, there is a Xolo plan designed around the way you work.

Explore Xolo Spain’s plans and choose the level of support your freelance business needs.