Support for Self-Employed and businesses affected by the DANA in Comunidad Valenciana

The recent DANA (isolated high-altitude depression) has had a devastating impact on businesses and freelancers in Comunidad Valenciana. At Xolo, we want to provide our clients with comprehensive information on available aid to support their recovery. Both public and private sectors are offering resources to help affected individuals overcome this crisis. Here’s a detailed guide on the available options.

1. Economic aid and activity cessation benefit for Self-Employed

Self-employed individuals facing business interruptions due to damage or significant income loss may be eligible for the activity cessation benefit, which helps cover income losses as businesses recover.

Steps to claim material damage:

• Contact the Consorcio de Compensación de Seguros (CCS): This agency handles claims for natural disaster damages, such as those caused by DANA. It’s crucial to gather and submit photos, repair invoices, and other supporting documentation.
• Benefit Requirements: Self-employed individuals must demonstrate a significant drop in income and have 12 months of contributions to receive 70% of their regulatory base (or the minimum if requirements are not met).

2. Private sector initiatives for DANA-affected individuals

In addition to public aid, many companies are offering financial and logistical support:

• BBVA: Offers 0% interest financing for affected individuals and a dedicated support line through BBVA Allianz.
• CaixaBank: Provides indemnity advances and preferential financing for clients. They also activated a donation platform for emergency relief. More information here.
• Banco Sabadell: Enabled a special credit line and collaborated with the Generalitat Valenciana for additional financial and logistical support.
• Ibercaja: Partnered with the Red Cross to launch a solidarity platform and offers direct support to affected clients.
• Telecom Companies: Movistar, Vodafone, and Digi have activated unlimited data and are providing technical support to clients in affected areas.

3. Tips for accessing Aid

Navigating these aids can be challenging, but here are some tips to help simplify the process:

• Keep copies of all documents and communications related to claims.
• Regularly check official channels for new aids and resources, as more may become available in the coming weeks.
• If you’ve experienced power outages, FACUA-Consumers in Action advises contacting your distributor to report the issue and request technical assistance if needed.

Xolo’s Commitment

At Xolo, we are committed to keeping you informed about any additional support that may arise to assist affected freelancers and businesses. Though the situation is uncertain, we will do our best to communicate any relevant resources for your recovery.

Stay Informed

The situation is still evolving, and new aid programs are expected to emerge in the coming weeks. We recommend keeping an eye on official announcements to receive the most updated information and access all available support.